VERTEX SERIES B – Asset Backed Product
   LIVE
| 10 Crores | 0% Funded |
|---|
VERTEX SERIES B – Asset Backed Product
  LIVE
| 10 Crores | 0% Funded |
|---|
Assured IRR
17%*
Fixed Returns
12%
Exp Holding Period
3 Years
Minimum Investment
10 Lakhs
Assured IRR
17%*
Exp Holding Period
3 Years
Fixed Returns
12%
Minimum Investment
10 Lakhs
Overview
With Vertex series B, you are investing in India’s upcoming growth corridors. Your funds will be invested in highly worthy private markets which were once only accessible to institutions and high-net-worth individuals.
Growth Plus
Growth plus is a fractional ownership product, which allows the investors to invest in industrial-grade assets with a minimum ticket size, and, earn high returns.
About Builder
Over the last 16 years, the issuer group has been creating landmark residential and commercial projects across Hyderabad, Chennai, Bangalore, and Rajahmundry. It has rich experience in this field, and has a loyal customer base, along with long-term business partners. The group is a thought-leader in the infrastructure, healthcare, hospitality with many accolades its fame.
The group has a proven track record of building high-quality townships, delivered on time, and has earned a reputation for creating a great social life for the residents of its townships. The company is set on high values of quality and integrity and is committed to bringing world class infrastructure to India.
AMENITIES
Swimming pool
Basketball
cricket stadium
Tennis court
Open space
Jogging track
Overview
Assetmonk team takes pride in the amount of due diligence and risk mitigation steps it takes before taking up any investment opportunity for the investor. Let us get down to analysing different types of risks associated with any real estate transaction, and how this opportunity has those risks addressed.
Execution Risk:
- Proven track record of multiple projects with a few Mn sq. foot.
- Good market reputation of the group for on time delivery.
Title Risk:
- Detailed legal, technical and regulatory due diligence undertaken by independent third-party consultants with reports.
- Land acquired from a corporate group with clear title.
Financial Risk
- Strong deterrents through the effective use of security mechanisms.
- Appointment of independent reputed trustee for investor protection.
Exit Risk:
- Well defined exit mechanism.
- No market risk for exit as it is a fixed return exit product.
Investment Risk:
- Higher value collateral to safeguard against worst case scenario.
- Transparent dashboard with live updates and an asset manager.
Regulation Risk:
- The security is provided in a project which is already RERA approved leaving it risk free.
Overview
Cash flow of the investor is mentioned below for a sample investment of 10 lakhs, that attracts 3% payout every quarter.
All figures above are in INR lakhs
| 15-Jan-23 | 15-Apr-23 | 15-Jul-23 | 15-Oct-23 | 15-Jan-24 | 15-Apr-24 | 15-Jul-24 | 15-Oct-24 | 15-Jan-25 | 15-Apr-25 | 15-Jul-25 | 15-Oct-25 | 15-Jan-26 | |
| Vertex Series B | |||||||||||||
| Investment Amount in Lakhs | 10 | ||||||||||||
| Quarter | Q0 | Q1 | Q2 | Q3 | Q4 | Q5 | Q6 | Q7 | Q8 | Q9 | Q10 | Q11 | Q12 |
| Principal | -10 | 10 | |||||||||||
| Coupon @3% every quarter | 0.3 | 0.3 | 0.3 | 0.3 | 0.3 | 0.3 | 0.3 | 0.3 | 0.3 | 0.3 | 0.3 | 0.3 | |
| Fixed Redemption Premium | 1.515 | ||||||||||||
| Net Cash Flow | -10 | 0.3 | 0.3 | 0.3 | 0.3 | 0.3 | 0.3 | 0.3 | 0.3 | 0.3 | 0.3 | 0.3 | 11.815 |
| IRR | 17.00% | ||||||||||||
Property
Depending on the type of the underlying asset, there can be specific insurance like construction insurance or building insurance that may be applied by the developer or the asset owner.
Typical documentation involves KYC, AML(Anti-money laundering), and other mandatory financial documents. Apart from these, the additional documentation changes as per the product offerings.
All these investments are paid in full amount, upfront. Since these are considered as investments and not house purchases, you may not be able to avail of home loan benefits, but can go for a business loan or a personal loan, which may come with a slightly higher interest rate.
Yes you will be signing
- Term Sheet
- Deed of Adherence
- Debenture Trustee Agreement
Once the onboarding process is completed,you will be receiving documents of
- Debenture Certificate
- Term Sheet
Investment
Our exclusive investors portal can be used for tracking the investment, checking regular updates, accessing transactional info, etc. Depending on the product offering investors have chosen, they can contact the asset manager assigned, for any additional queries.
No, the Debenture Holder (holding the NCDs) shall not transfer any of the NCDs, without the written consent of the Company.
In such case, the Company will be obligated to pay
- The principal amount outstanding in respect of the NCDs issued; and
- The Assured Interest in respect of the outstanding Principal amount
None. All the charges will be mentioned upfront. Assetmonk team discloses all the charges and fees that an investment attracts upfront to avoid any sort of inconveniences.
As an NRI, you can invest through your NRE/NRO account and enjoy the returns. For any custom solution, please get in touch with your relationship manager.
Cashflow
The returns vary from product to product. Typically fixed returns will be to the tune of 10-12% per annum. The expected IRR and yields will be disclosed prior to investment only to avoid any inconvenience.
Initially, returns will be distributed every quarter until the time of completion, and post-handover they are disbursed on a monthly basis. The payout frequency will defer from product to product which will be disclosed by the asset manager during the investment process.
Yes you can get the TDS refund provided
- IT returns are filed promptly with the government
- Income for the year is below the prescribed non-taxable amount
As per the norms of the government, TDS of 10% will still be deducted from the investment amount paid by you, for every quarter until the tenure gets completed.
Income tax as per the jurisdiction will be applicable. If you are an NRI, please get in touch with our relationship manager for specific details for your country.
Investment Deck
Cash Flow Report
Highlights
Investors from 15+ Geographies
Average Yield is 10.5%
Average Target IRR is 19%
Investments in 3 major cities
