CHB SERIES 2
Investment Opportunity
100% Funded

Investment Type

Structured Debt

Underlying Security

Real Estate Asset

Issue Size

25 Crores

Minimum Investment

25 Lakhs

IRR

Assured 19.3%

Tenure

36 Months

Returns
Calculator

Total Investment

Assured Return Rate (p.a.)

Time Period

Invested Amount

Est. Returns

Total Value

What Are Private Placed
Secured NCD’s?

Non Convertible Debentures (NCDs) are debt financial instruments companies issue to raise money from investors through private placement offers. The secured NCD is backed by the issuing company’s assets and obligated to fulfill its debt repayment. This makes secured NCDs one of the safest choices.

CHB SERIES 2
Issuing Group
Details
  • 1 A 16-year legacy of creating landmark realty projects
  • 2 Established in major southern metropolitan cities in India
  • 3 Known as a thought leader in the real estate industry
  • 4 Applauded for award-winning projects & world-class partnerships
Risk Analysis
Checklist

  • Asset monk team takes pride in the amount of due diligence and risk mitigation steps it takes before taking up any investment opportunity for the investor. Let us get down to analysing different types of risks associated with any real estate transaction, and how this opportunity has those risks addressed.

  • The property is in final stages of approval. The property is purchased from a corporate entity and the title is clear. Detailed legal, technical and regulatory due diligence undertaken by independent third-party consultants with reports.

  • Title is one of the main risk factor while considering the investments in real estate. The property is a 32 acre development. The project also attracted investments from financial institutions like Altico and had undergone thorough due diligence already. This makes the title clear and there is no ambiguity with regards to any doubts in terms of ownership.

  • The major concern is the overall position of the developer to complete the development of product. Also the developer has initially tied up with investment companies/ Financial institutions for the cash flow. So the probability of the project not completing due to financial constraints is negligible.

  • The major condition for the investment is the risk strategy. As the land is being provided as security for the investors they are secured for the tenure of the product

  • The product involves a trustee who ensures that the payment of interest is made on time to the investors. This ensures that the interest is received on time by customer. As per the terms mentioned the principal should be returned at the end of the duration along with profit share. The product is offered at a discount compared to the current market rate. This ensures that the principle is guaranteed while exit.

  • The product offered comes under the purview of Ministry of Corporate affairs and need to be registered with them. There is also a trustee involved to oversee the compliance of the terms specified
Underlying
Security

A real estate asset in a growing market mortgaged against your investments in a 1.5x ratio

Financial
Model

Overview

The cash flow of the investor is mentioned below for a sample investment of 25 lakhs, which attracts a 3% payout every quarter.

All figures above are in INR lakhs

Q0 Q1 Q2 Q3 Q4 Q5 Q6 Q7 Q8 Q9 Q10 Q11 Q12
Investment (25)

Quarterly returns

0.75 0.75 0.75 0.75 0.75 0.75 0.75 0.75 0.75 0.75 0.75 0.75
Repayment of Investment 25
Profit share of Investor @ 8000 rs per sqft 4.69
Investors Cashflow (25) 0.75 0.75 0.75 0.75 0.75 0.75 0.75 0.75 0.75 0.75 0.75 30.44
IRR 20%

The investment is offered to the customer at the rate of 5000 per sqft.

Current retail price offered to the customer in the product is an all inclusive price of 7500 per sqft

The benefits of the project are

  1. Easy accessibility to IT offices in whitefield
  2. Location is just beside forum value mall in whitefield
  3. Part of a 4 Acre gated community

The above benefits will ensure that the prices of the product will achieve a conservative mark of more than 8000 by the end of the product tenure.

While keeping in mind the continuous cash flow along with the profit share in the end we can expect a minimum IRR of more than 20%

IRR is nothing but the rate of return for the duration of the period.

Why AM Alternative
Investments?

4X Rental Returns

Asset-Backed Security

Hedge Against Inflation

Periodic Returns

Protected Principle

No Volatility Risk

Who
We Are

India’s Fastest Growing Alternative Realty Investments Platform with a proven track record

260+

Crores AUM

18%

IRR

4 Product Exits

First in the Industry

16+ Investor

Geographies

100%

On Time Payments

Assetmonk
Advantage
Curated Concepts from CRE
Thorough Due Diligence
Fractional In- vestments Starting With 10 Lakhs
Collateralised
Tracking Dashboard
Stable & High Returns
Frequently
Asked Questions

Investment

Our exclusive investors portal can be used for tracking the investment, checking regular updates, accessing transactional info, etc. Depending on the product offering investors have chosen, they can contact the asset manager assigned, for any additional queries.

Typically, Growth Plus products come along with a guaranteed exit clause at the end of tenure, unless specified differently for that product. The mortgaged units will be sold to the customer and there will be a profit upside which is shared with the customer.

No,the Debenture Holder (holding the NCDs) shall not transfer any of the NCDs, without the written consent of the Company.

In such case ,the Company will be obligated to pay The Principal amount outstanding in respect of the NCDs issued; and The Assured Interest in respect of the outstanding Principal amount

Yes, Assetmonk allows investors to diversify their portfolio by offering investor-friendly deals and custom product solutions. Flexible tenure, ticket sizes, and degree of risk provide our investors with an easy choice for investment portfolio diversification.

Cashflow

Yes you can get the TDS refund provided IT returns are filed promptly with the government Income for the year is below the prescribed non-taxable amount.

Each property offering comes with a different set of risks and returns, and will never be uniform. The strength of Assetmonk platform lies in its ability to scout offerings with different risk-return points, for the investor to choose and diversify the portfolio

Income tax as per the jurisdiction will be applicable. If you are an NRI, please get in touch with our relationship manager for specific details for your country.

Your returns are subject to currency risk and conversion charges, which can typically add up to 2-3 percent. We shall try to come up with special deals with developers from time to time, to offset some part of this risk.

The economy is in a growth phase after many quarters of downturn and the recent trend shows the market is able to absorb small unit sizes. Real estate as an asset class has not lowered the rates and will only appreciate with time in a growing economy.

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